TINGKAT PENGEMBALIAN MODAL PERBANKAN (BURSA EFEK INDONESIA 2017-2021)

The purpose of this study was to determine the effect of financial performance, activity and bank size on
the rate of return on capital (ROE). The design of this study uses a quantitative approach using the
purposive sampling method with a sample of 28 banking sector companies listed on the IDX for 2017
2021. The analytical method in this study uses Multiple Linear Regression Analysis. Greetings, this
study shows the influence of: (1) Capital Adequacy Ratio (CAR) has significant effect on the Return on
Capital (ROE) in Banking listed on the IDX for 2017-2021. (2) The Loan To Deposit Ratio (LDR) has
significant effect on the Rate of Return on Equity (ROE) in Banking listed on the IDX for 2017-2021.
(3) Non-Performing Loans (NPL) have a significant effect on the Rate of Return on Investment (ROE)
in Banking listed on the IDX in 2017-2021. (4) Operating Expenses and Operating Income (BOPO)
have a significant effect on the Rate of Return on Investment (ROE) in Banking listed on the IDX for
2017-2021. (5) Bank Size has significant effect on the Rate of Return on Equity (ROE) in Banking listed
on the IDX for 2017-2021. Implementation for companies needs to pay attention to factors that can
affect profitability by looking at the influence of CAR, LDR, NPL, BOPO and bank size on ROE. With
the amount of CAR, LDR, NPL, BOPO and the size of a bank, the bank has good performance and does
not harm the company. In improving bank performance is influenced by various factors, including CAR,
LDR, NPL, BOPO and bank size. In practice, the bank is expected to be able to continue to increase its
size by continuing to increase its assets, maintaining the quality of capital and assets so that it does not
become a burden on the bank. Banks are expected to be active in providing credit to the public.